Pumpkin Cream Cheese Bread

Category: Fresh from the Oven

This moist pumpkin loaf features a rich swirl of tangy cream cheese, blending autumnal spices with a soft, tender crumb. Pumpkin puree and sour cream keep it especially moist, while brown sugar and vanilla amplify the comforting flavor. The gentle layering of batter and cream cheese filling creates a visually appealing slice with luscious texture. Baked until golden, it’s a delicious choice for breakfast or as a sweet treat. Best enjoyed warm, each bite offers a balance of smooth, creamy filling and warmly spiced pumpkin bread, making it a favorite during cooler months.

Sweet by Emma official logo
Updated on Sat, 02 Aug 2025 22:38:56 GMT
A slice of pumpkin bread with whipped cream on top. Save
A slice of pumpkin bread with whipped cream on top. | sweetbyemma.com

Pumpkin Cream Cheese Bread is that ultimate fall treat I bake on chilly mornings or whenever I am craving a slice of something soft and warmly spiced. Plush pumpkin bread swirled with creamy, tangy filling makes this my go-to recipe for both breakfast and dessert, and it never fails to impress friends at brunch or family at the holidays.

I first tried this out for a cozy Sunday brunch and now my youngest requests it all season long. That rich cream cheese swirl makes everyone feel like it is a special treat.

Ingredients

  • Pumpkin puree: pure pumpkin gives the bread incredible moisture and earthy sweetness Look for canned puree not pie filling which contains added sugar and spices
  • Large eggs: provide structure and richness in both the bread and the creamy filling Fresh eggs give the best rise and flavor
  • Light brown sugar: brings out caramel notes and keeps the bread soft Choose a bag that is still slightly soft when squeezed
  • Oil: adds tenderness to the crumb Any neutral variety like canola or vegetable works well
  • Sour cream: for tang and extra moisture Full fat works best for a rich loaf
  • Vanilla extract: enhances both pumpkin and cream cheese aromas Real extract is worth the price for depth of flavor
  • Pumpkin pie spice: infuses each bite with that classic holiday aroma Check your blend for freshness and balance of cinnamon nutmeg cloves and ginger
  • All purpose flour: forms the bread’s soft base Sift if it looks clumpy for best texture
  • Baking powder and baking soda: help the loaf rise and stay fluffy Use both for the best crumb
  • Salt: sharpens all the flavors Use fine salt to distribute easily
  • Cream cheese: the star of the filling should be softened for easy mixing Choose brick style for thick luxurious results
  • Granulated sugar: sweetens the swirl without overpowering the tang Opt for pure white sugar

Step-by-Step Instructions

Mix the Wet Ingredients:
In a large bowl beat pumpkin large egg brown sugar oil sour cream and vanilla until smooth and creamy The mixture should look glossy and evenly combined
Add the Dry Ingredients:
Sprinkle in pumpkin pie spice flour baking powder baking soda and salt Gently fold until just blended A few streaks of flour are fine for tender bread
Layer in the Pan:
Spread about two thirds of the pumpkin batter evenly in your greased loaf pan The layer should reach into the corners
Make the Cream Cheese Filling:
In a second bowl whisk softened cream cheese large egg granulated sugar and flour until smooth and pourable Scrape down sides for a lump free batter
Swirl the Layers:
Slowly pour the cream cheese filling over the pumpkin batter Gently spread to cover but avoid mixing into the bottom layer Add the remaining pumpkin batter on top and carefully smooth it flat for defined swirls
Bake to Perfection:
Slide pan into the oven at 350 degrees Bake 45 to 50 minutes until the edges look set and a toothpick poked near the center comes out mostly clean Moist crumbs are fine
Cool the Loaf:
Rest bread in the pan for fifteen minutes then loosen edges with a knife Carefully transfer to a wire rack Let cool completely before slicing for best texture
A loaf of bread with white icing and orange icing. Save
A loaf of bread with white icing and orange icing. | sweetbyemma.com

My favorite part is the ribbon of cream cheese because it reminds me of the first fall that I let my kids swirl it themselves They still giggle at their swirly patterns every year and say no two loaves look the same

Storage Tips

Let the bread cool completely before wrapping so condensation does not make it soggy I keep mine in a tight container at room temperature for two days or in the fridge for up to a week If you want to enjoy it later freeze slices individually and thaw at room temp to preserve the crumb

Ingredient Substitutions

You can swap sour cream for full fat yogurt in a pinch and most oil varieties work well If you do not have pumpkin pie spice use a mix of cinnamon nutmeg and clove Just be sure to taste so that the spices are not too strong for your liking

Serving Suggestions

I love to serve each slice slightly warmed with a smear of extra cream cheese or a dusting of cinnamon It pairs beautifully with coffee or chai and feels special enough for holiday breakfasts or festive treats at fall gatherings

Cultural and Historical Context

Pumpkin bread has deep roots in American autumn traditions with pumpkin long celebrated as a symbol of harvest and abundance This updated version with a swirl of cream cheese offers a playful twist inspired by classic cheesecake flavors yet it remains deeply comforting and nostalgic

Recipe FAQs

→ How can I achieve a moist pumpkin loaf?

Using pumpkin puree and sour cream ensures a tender, moist crumb. Avoid overmixing the batter to maintain the best texture.

→ What spices complement the pumpkin flavor?

Pumpkin pie spice blends, typically cinnamon, nutmeg, and cloves, add warmth and depth to the loaf.

→ Can I use low-fat cream cheese for the filling?

Yes, but full-fat cream cheese will yield a creamier, richer swirl. Low-fat options may slightly alter texture.

→ How do I prevent the cream cheese layer from sinking?

Pour two-thirds of the batter first, then layer the cream cheese mixture, followed by the rest of the batter, spreading gently each time.

→ Is it possible to freeze this bread?

Absolutely. Allow it to cool completely, wrap tightly, and freeze for up to three months. Thaw at room temperature before serving.

→ What pan size works best?

A standard 9 x 5 inch loaf pan gives ideal results for both baking time and thickness of slices.

Pumpkin Cream Cheese Bread

Moist pumpkin loaf with spiced flavors and a rich cream cheese swirl, ideal for breakfast or dessert.

Prep Time
15 min
Cook Time
50 min
Total Time
65 min
By: Emma


Skill Level: Moderate

Cuisine: American

Yield: 8 Servings (1 loaf)

Dietary Preferences: Vegetarian

What You'll Need

→ Pumpkin Bread Batter

01 1 cup pumpkin puree, not pumpkin pie filling
02 1 large egg
03 3/4 cup light brown sugar
04 1/4 cup oil
05 1/4 cup sour cream
06 1 teaspoon vanilla extract
07 1/2 tablespoon pumpkin pie spice
08 1 cup all-purpose flour
09 1/2 teaspoon baking powder
10 1/2 teaspoon baking soda
11 1/4 teaspoon salt

→ Cream Cheese Filling

12 1 large egg
13 4 ounces cream cheese, softened
14 1/4 cup granulated sugar
15 3 tablespoons all-purpose flour

How to Make It

Step 01

Preheat oven to 350°F (175°C). Grease a 9 x 5 inch loaf pan with cooking spray and set aside.

Step 02

In a large bowl, combine pumpkin puree, egg, brown sugar, oil, sour cream, and vanilla extract until smooth.

Step 03

Fold in pumpkin pie spice, all-purpose flour, baking powder, baking soda, and salt until just combined.

Step 04

Pour 2/3 of the batter into the prepared loaf pan.

Step 05

In a medium bowl, whisk together cream cheese, egg, granulated sugar, and flour until smooth.

Step 06

Pour the cream cheese filling on top of the batter and gently spread it with a spatula.

Step 07

Pour the remaining batter on top of the cream cheese layer and carefully spread it to cover.

Step 08

Bake for 45-50 minutes or until a toothpick comes out mostly clean when inserted in the center. Cool in the pan for 15 minutes before transferring to a wire rack to cool completely.

Additional Notes

  1. Adapted from Averie Cooks.

Tools Required

  • 9 x 5 inch loaf pan
  • Large mixing bowl
  • Medium mixing bowl
  • Whisk
  • Spatula
  • Wire rack

Allergen Information

Double-check each ingredient for allergens and reach out to a healthcare professional if you're unsure.
  • Contains dairy (cream cheese, sour cream).
  • Contains eggs.
  • Contains gluten (all-purpose flour).

Nutritional Information (Per Serving)

These nutrition details are provided as a guide and are not a substitute for professional medical advice.
  • Calories: 323
  • Fats: 15 g
  • Carbohydrates: 44 g
  • Proteins: 5 g